Personal finance

People wait in line to enter the 5th Circuit Court of Appeals to sit in overflow rooms to hear arguments in New Orleans, Tuesday, July 9, 2019. The appeals court will hear arguments today on whether Congress effectively invalidated former President Barack Obama's entire signature health care law when it zeroed out the tax imposed on those who chose not to buy insurance. A Texas judge in December ruled it was invalid, setting off an appeal by states who support the law. (AP Photo/Gerald Herbert)
July 09, 2019 - 7:02 pm
NEW ORLEANS (AP) — With health insurance availability, cost and coverage on the line for millions of Americans, a federal appeals court seemed inclined Tuesday to rule that the core provision of President Barack Obama's signature health care law is unconstitutional. Two Republican-appointed judges...
Read More
In this undated image provided by NerdWallet, Ray Robertson and his wife Bailey pose for a photo. As newlyweds, Ray and Bailey paid off over $33,000 in consumer debt in 18 months. Their strategy? Aggressive payments, a lean lifestyle and plenty of communication. Now they're working on paying off their mortgage, accruing wealth and raising their son.(Amelia Campbell Photography/NerdWallet via AP)
July 02, 2019 - 8:44 am
In this series, NerdWallet interviews people who have triumphed over debt. Responses have been edited for length and clarity. BAILEY AND RAY ROBERTSON HOW MUCH: $33,456 in 18 months Ray Robertson's debt-payoff journey involves two fateful conversations across the ocean from where he grew up. The...
Read More
FILE - In this Nov. 14, 2018, file photo people walk through lower Manhattan's Zuccotti Park at the start of a work day in New York.A new study finds that only 4% of retirees start claiming their Social Security benefits at the most financially optimal time. And current retirees collectively will lose $3.4 trillion in potential income to fund their retirement because they started drawing benefits at a less than ideal time. That’s roughly $111,000 per household, according to the research from United Income, an online investment management and financial planning firm. (AP Photo/Wong Maye-E, File)
June 27, 2019 - 11:05 pm
It's tough to decide when to start taking Social Security benefits and it appears many people are shorting themselves with their choice. A new study finds that only 4% of retirees start claiming their Social Security benefits at the most financially optimal time. And current retirees collectively...
Read More
In this June 20, 2019, photo a student works in the library at Virginia Commonwealth University in Richmond, Va. Those who graduate college with student loans owe close to $30,000 on average, according to the most recent data from the Institute for College Access & Success. (AP Photo/Steve Helber)
June 27, 2019 - 9:48 am
Those who graduate college with student loans owe close to $30,000 on average, according to the most recent data from the Institute for College Access & Success. But they'll likely repay thousands more than that because of interest. One key to limiting interest cost is choosing the right...
Read More
FILE- In this May 19, 2019, file photo a line of unsold 2019 sedans sits at a Hyundai dealership in Littleton, Colo. More Americans are falling behind on their car payments. If you’re one of them, you have options. Here’s how to get back on track: Know your budget, see how you can rework your car payment, then call your lender. (AP Photo/David Zalubowski, File)
June 20, 2019 - 9:46 am
Your monthly car payment is not only a ticket to freedom, letting you enjoy summer road trips, but also a lifeline that gets the kids to school and you to work. But if it consumes too much of your budget, your ticket to ride could turn into a ticket to financial trouble. More than 7 million...
Read More
FILE - In this Sept. 6, 2018 file photo, Campaign Chair Larry Silbermann announces a goal of $8,133,333 at the United Way of the Coastal Empire 2018 Campaign Kick-Off at the Civic Center in Savannah, Ga. Charitable giving by individual Americans in 2018 suffered its biggest drop since the Great Recession of 2008-09, in part because of Republican-backed changes in tax policy, according to the latest comprehensive report on Americans' giving patterns released on Tuesday, June 18, 2019. (Steve Bisson/Savannah Morning News via AP)
June 18, 2019 - 10:37 am
NEW YORK (AP) — Charitable giving by individual Americans in 2018 suffered its biggest drop since the Great Recession of 2008-09, in part because of Republican-backed changes in tax policy. That's according to Giving USA, the most comprehensive report on Americans' giving patterns. The new report,...
Read More
FILE - In this Dec 21, 2018 file photo, audience members join the Georgia National Guard's 48th Brigade Combat Team to salute the colors during the Casing of Color and Departure Ceremony for their deployment to Afghanistan from Fort Stewart in Hinesville, Ga. Military deployments provide extra income that, when managed properly, can be incredibly important to young service members. (Curtis Compton/Atlanta Journal-Constitution via AP)
June 18, 2019 - 10:22 am
While serving in the U.S. Marine Corps, Erik Goodge was severely wounded during a deployment to Afghanistan. After returning home, the veteran became passionate about finances as he navigated his post-military life and benefits. At the time of his service, however, he didn't know nearly as much...
Read More
FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
June 17, 2019 - 6:20 am
Many people worry about running out of money in retirement. That's understandable, since we don't know how long we'll live, what your future costs might be and what kind of returns we can expect on our savings. There are several ways, however, to boost the odds that your money will last as long as...
Read More
FILE - In this April 2008 file photo, crystal clear water meets the shore in Aruba. Aruba offers a sun-drenched Caribbean escape outside the hurricane belt, making this island retreat an irresistible option for late-summer travelers. (AP Photo/Shoun A. Hill, File)
June 13, 2019 - 10:28 am
Many travelers who squirrel away travel rewards are saving for an oceanfront vacation, paid for with points instead of cash. To make the most of your rewards, start by looking for the highest-value hotel redemptions, then check award flights. Here are four beach destinations where you could soak up...
Read More
This Thursday, June 6, 2019, photo shows the U.S. Treasury Department building at dusk, in Washington. The Treasury Department issued final rules Tuesday, June 11 that would clamp down on taxpayers trying to circumvent a new cap on state and local tax deductions. (AP Photo/Patrick Semansky)
June 11, 2019 - 7:39 pm
The Treasury Department issued final rules Tuesday that would clamp down on taxpayers trying to circumvent a new cap on state and local tax deductions. The Tax Cut and Jobs Act, promoted by the Trump administration and passed in late 2017, limits the amount of state and local taxes that can be...
Read More

Pages